Are You a Victim of Creditor Abuse?
Stop Creditor Harassment
Do you have overwhelming debts which you are trying to eliminate? You are not alone and this already difficult situation can be compounded by bill collectors who use abusive and illegal actions in attempt to force debt payment. Over the years, the firm has helped over 100,000 individuals to successfully eliminate their debts and stop harassment from creditors. Debt settlement,
short sale negotiation,
foreclosure prevention and
loan modification can all be used to put the brakes on abusive collection actions while resolving the underlying financial problems. A knowledgeable attorney from Price Law Group can explain these options and help determine which is most suited to your needs.
One of the best methods to bring creditor abuse to a fast halt is by filing for bankruptcy. Whether it is determined that
Chapter 7 or
13 is best for you, once the firm files your petition the court quickly issues orders that make creditors stop any attempts to collect. Sometimes, however, attorneys at the firm will take action to directly stop creditor abuse while longer term solutions are put into effect.
The Fair Debt Collection Practice Act & You
The Fair Debt Collection Practice Act is a federal law which details actions that a collection agency is not allowed to take. They can't make continued and repeated phone calls to you or contact you at unreasonable times of the day or night. They are not allowed to represent themselves as attorneys, state or imply that you will be arrested or your property seized if you don't pay what they say you owe and they cannot threaten or use violence. Obscene or abusive language is forbidden and if they have been asked to not contact you at work, they are not permitted to do so.
There are many other actions that are considered unlawful and your attorney can discuss these with you in detail. At times, the firm can take a bill collector to court and when this action is successful the collection agency has to pay attorney fees and court costs plus compensate you for any pain and suffering.