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What is FDCPA?

Protection Against Creditor Harassment

FDCPA is the Fair Debt Collection Practices Act. It is a federal law that makes it illegal for bill collectors to engage in abusive behavior toward you. Many creditors are careful to follow the law, however some push the boundaries of what is acceptable and others commit blatant violations of the act. The FDCPA makes it illegal to:

  • Claim to be an attorney
  • Use abusive or profane language
  • Use or threaten to use violence
  • Contact you at work despite the fact that your employer forbids it
  • Tell you that you will be imprisoned for not paying your debts
  • Repeatedly call you or call you at unreasonable times
  • Make unnecessary calls to other people about you except to locate you
  • Trying to "shame" you into paying your debts
  • Not disclosing their identity when they contact you

If you feel that you have been a victim of violations of the FDCPA, it is in your best interest to consult with an attorney from Price Law Group to put an end to creditor abuse. While a bill collector has a right to attempt to see to it that your past due bills are paid, they have no right to act in a harassing manner toward you.

Let us Help You!

If you have found yourself in the position where you are in great financial difficulty, attorneys at the firm stand ready to assist you. There are many legal options available to help you get on the road to financial recovery, which the firm's lawyers can discuss with you in detail. Bankruptcy may be an option as well as debt settlement, loan modification and foreclosure prevention actions.

If you do decide that Chapter 7 or Chapter 13 bankruptcy may be an option, this will put an immediate halt to any creditor trying to collect on debts you owe. The firm has helped over 100,000 people with their financial difficulties over 20 years and feels that there is always something that can be done to resolve your debts problems. Contact their firm today and find out how they can help you escape creditor harassment under the FDCPA.

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